LucentCash.com is a website owned and operated by Bear Claw Lending d/b/a Lucent Cash ("Lucent Cash"), an economic development arm of, instrumentality of, and wholly-owned and controlled by, the Iipay Nation of Santa Ysabel (the "Tribe"), a federally-recognized sovereign American Indian tribe. Lucent Cash adheres to federal consumer finance laws and operates within the boundaries of the Tribe's reservation. Funds borrowed from Lucent Cash are governed by federal law and the laws of the Tribe, not the law of the state where you reside. Nothing in this communication should be construed as a waiver of sovereign immunity, which is expressly preserved.
Please note: This is an expensive form of borrowing. Lucent Cash installment loans are designed to assist you in meeting your short-term financial needs and are not intended to be a long-term financial solution. Examples of why our services may be used include unexpected emergencies, car repair bills, medical care or essential travel expenses.
Completion of our installment loan application in no way guarantees that you will be approved for an installment loan. Lucent Cash reviews your information in real-time to determine whether you meet our lending criteria. You acknowledge that by submitting and completing the loan application that you are applying for a loan. We verify loan applicant information through alternative credit reporting agencies and may obtain your credit information in order to determine your eligibility and ability to repay.
This service is offered to you from the Tribe's reservation, regardless of where you may be situated or access this site, and constitutes an offer for consumer loans solely within the Tribe's jurisdiction, not any other state. The Tribe does not allow access or accept applications for this service from residents of all locations, and the service may or may not be available at your location. The location from which the Tribe chooses to allow access to its jurisdiction may change from time to time without notice. If you choose to visit the Tribe's jurisdiction through the internet and access services offered and regulated under the Tribe's laws, you must consent to the Tribe's jurisdiction and agree that Tribal law governs such services. Availability of loans are subject to change at any time at the sole discretion of Lucent Cash.
If you have additional questions, please call us
at 866.925.6021
or email us at CustomerService@LucentCash.com.
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